Pradhan Mantri Awas Yojana 2023: Apply Online, Eligibility & Selection Process

People who are looking to have their own Housing, but due to financial problems can’t afford it and compromise with their dreams. Now, we have good news for them. The Central government, conducting Pradhan Mantri Awas Yojana 2023. If you want to receive the benefit of PM Awas Yojana then you have to fill out the registration form.

Such individuals may submit an application for housing by choosing the Pradhan Mantri Awas Yojana Online Registration 2021-2022 option and completing the Pradhan Mantri Awas Yojana Form. The project is anticipated to be completed in 2022,

which implies that 2 crore houses will be built over a period of seven years. Be sure to take note of the government’s allocation of Rs 48,000 crore for the PMAY’s urban and rural components in Budget 2022.

Pradhan Mantri Awas Yojana 2023

Pradhan Mantri Awas Yojana (PMAY), is a housing programme for all Indians who fall into the lower-income, economically disadvantaged, and middle-income groups.

The federal government’s housing building initiative, which was started in 2015, aims to build 2 Cr permanent homes in both urban and rural locations by the year 2022.

By March 2017, phase I of the project was completed, and phase two had already begun. The main goal of this Yojana, which was introduced in June 2015, is to guarantee that 2 crore homes are constructed throughout the whole country.

During the fiscal year 2022–2023, it also intends to construct 80 lakh houses under the Pradhan Mantri Awas Yojana (PMAY).

FM Nirmala Sitharaman stated in her Budget 2022 address that the government will identify qualified applicants for 60,000 dwellings under the PMAY in both rural and urban regions.

Key Highlights of Pradhan Mantri Awas Yojana 

Objectives of Pradhan Mantri Awas Yojana

In India, land and property prices are constantly rising, which has considerably lowered affordability. For those who live in big cities, this is especially true. Therefore, the Government of India introduced the Pradhan Mantri Awas Yojna, or PMAY, in June 2015 to encourage and promote sustainable and affordable housing.

This credit-linked subsidy programme (CLSS), also known as “Housing for All by 2022,” promises to build more than 2 crore homes for Indians in specific income groups. People who take out loans to build homes, acquire land, or buy residential property are entitled for interest discounts on the aforementioned credit.

However, only those who fall within the Economically Weaker Sections (EWS), Lower Income Group (LIG), or Middle Income Group (MIG) are eligible for the loan interest subsidy.

Benefits of Pradhan Mantri Awas Yojana

The benefits of the PM-KISAN programmes are listed below:

• One of the major benefits of this plan is the immediate transmission of cash. On December 25, 2020, Rs. 18,000 crores were immediately deposited to the bank accounts of 9 crore farmers in the presence of PM Narendra Modi.
• All official documents pertaining to farmers are kept on a computerized platform, making registration and money transfers simple. This assistance programme has a fresh start thanks to the digitalized records.
• Farmers’ cash-flow issues are alleviated by this programme.
• A significant step toward the government’s plans for modernizing agriculture is the PM-KISAN Yojana.
• The selection of PM-KISAN recipients is made without discrimination.

Eligibility Criteria 

However, one must take into account if they are entitled to get subsidies before applying to the programme. For the PM Awas Yojna, eligibility is determined by the following parameters.

• A person would fall into one of three groups, EWS, LIG, or MIG, depending on their income range. The family will not be able to receive benefits from the Pradhan Mantri Awas Yojana if their annual income is higher than the Rs. 18 lakh income threshold for the MIG group.
• The property documents or the deed should list a woman’s name. If the woman owns the home solely, she is eligible for the programme; if there are two owners, one of whom must be a woman, the programme is also available. Only when a group doesn’t have any women
• Only new property purchases are eligible under the PMAY programme. When making an application for the aforementioned credit-linked plan, a candidate must also be free of any additional pucca properties.
• For the programme to be applicable, the recipients must not have previously received any central aid or benefits from any other housing programme from the state or the federal government.
• According to the Census 2011, the house or property being purchased must be located in one of the designated regions, towns, villages, or cities.
• The beneficiaries must not have previously received benefits from any financial institution under the Pradhan Mantri Awas Yojana or any other credit-linked subsidy plan.
• If remodeling or expanding an existing property is the main reason for obtaining a mortgage, the work must be finished within 36 months of receiving the first loan payment.

Documents Required 

Depending on whether the beneficiary is employed on a salary or is self-employed, different documents are required to apply for PMAY.

For candidates making a salary

To profit from this CLSS, salaried individuals must show the following documentation.

• Pan Card is required as identity documentation – Aadhar Card, Voter ID Card, Driving License, Passport, Photo Credit Card, or any other Photo-identification card issued by a government body are examples of supplementary identity verification that must be provided by individuals.
• Acceptable proof of address documents – It Includes a valid passport, voter ID card, Aadhar card, utility bill, rent agreement, life insurance policy, certificate of residency, savings bank account statement in the post office, property tax receipts, and a credit card statement that should not be older than three months.
• Proof of income: six-month bank statements, the past two pay stubs, and the most recent Form 16 or ITR.
• Property papers: the contract for the sale, a chain of property documents (if necessary), the buyer agreement or allotment letter, and a copy of any receipts for payments made to the developer.

For candidates who are self-employed

The documentation requirements for self-employed persons are largely the same as for salaried workers. They must, however, present specific information about their company as well as supplementary documents serving as verification of their revenue.

• Address verification for companies – It is necessary to provide documentation proving that a person’s business actually exists. Sales tax, PAN Card or VAT registration certificate, SEBI Registration Certificate, Shops and Establishment Certificate, trade license certificate, Memorandum of Association, Partnership Deed, etc.
• Income evidence – This might include ITRs for the two years before, profit and loss information, and balance sheet data. Last but not least, the person must also present a statement of accounts for his or her personal bank account and the company’s accounts for the last six months.

Before applying, one must confirm their eligibility for the assistance. In order to get the benefit of the subsidy, the applicant should also confirm that his or her name is included on the list of beneficiaries.

Application procedure of Pradhan Mantri Awas Yojana 2022

How to apply online for Pradhan Mantri Awas Yojana?

Step 1 

• Anyone from the nation who is interested and qualified and wants to apply for the Pradhan Mantri Awas Yojana Urban 2021 should first go to the official website.

• After that, you will see the option “citizen evaluation” on the homepage of the official website.
• When you select this option, two more options will appear under the Slum Dwellers and Benefits Under 3 Components options.

• Now select one of these alternatives based on your qualifications to begin completing the Pradhan Mantri Awas Yojana online application.

Step 2

• After selecting Slum Dwellers and Benefits under 3 Components, a computer window will open in front of you that you must fill out with the requested information in accordance with your eligibility.
• Prior to selecting the check option, enter the 12-digit Aadhaar number and provide the name as it appears on the Aadhaar card.
• Pradhan Awas Yojana Mantri
• Currently, the following details are required on the online application form: Information in full
• Name of the head of the family
• Name of the State
• Name of district
• lifetime
• Current Address
• house number
• Mobile Number
• nation
• Aadhaar Number
• Name of town and village
• After that, double-check your application before submitting it in its final form.
• Thus, you can apply online for Pradhan Mantri Awas Yojana.

Logging in to the portal process

• You must first go to the Pradhan Mantri Awas Yojana’s official website.

• Your current screen will now display the main page.
• You must select the sign-in option on the main page.

• Register on the site.
• Your login, password, and captcha code must then be entered on the new page that appears after this.
• You must now select the sign-in option.
• You will be able to access the site in this manner.

Application Status for the Pradhan Mantri Awas Yojana

Follow the instructions below if you are one of the interested beneficiaries of the nation and want to verify the progress of your application for the PM Awas Yojana.

• The beneficiary must first go to the housing program’s official website. When you access the official website, the home page will appear.
• You may access the option to “Track Your Assessment Status” from the citizens assessment option on this page by clicking on it.
• The following page will appear when you click the choice. Two alternatives are available to you on this page. Either of these two alternatives will allow you to see the application status.
• The “By Assessment ID” button must be selected from the first two possibilities. Once selected, the following screen will appear in front of you.
• You must enter your cellphone number and assessment ID on this page. after which press the submit button. Your evaluation status will now be shown on the screen for you to check.
• Following this, you may choose the second option, “Name, Father’s Name, and Mobile Number.”
• On this screen, you must type in your name, cellphone number, city, and district before pressing the submit button. The evaluation choice will be visible on the screen once you click the Submit button.

What is the Pradhan Mantri Awas Yojana application form printing procedure?

• You can get a hardcopy of the application form after successfully completing it for this plan to use as a reference in the future.
• You must first visit the PM Awas Yojana’s official website.
• The home page will then appear in front of you.
• On the home page, select the “Citizen Assessment” tab. Then choose “Print Assessment“ from the menu.

• After then, you must evaluate the application by selecting “Either Name, Father’s Name, and Mobile Number.”
• or “by evaluation ID”.
• Print your evaluation form by selecting “Print” from the menu.

How can the PM Awas Yojana Evaluation Form be edited?

• Your first step should be to visit the official website. Once there, the main page will appear.
• You may access the city’s assessment option on this page’s home page. After selecting this option, the Edit Assessment Form option will appear.

•  You must fill out the assessment ID, mobile number, and other information on this page before clicking the Show button.

Process to access the calculator for subsidies

• You must first visit the official website; once there, the home page will appear; from there, you must select the option for the subsidy calculator; from there.

• The next page will appear; and last, you must select the Pradhan Mantri Awas Yojana
• Your yearly family income, loan amount, and tenure (months) must all be entered on this page before a subsidy calculator can appear.

How do I access the SLNA list for PM Awas Yojana?

• Initially, you must visit the official website. Once there, the home page will open in front of you. Here, you will notice the SLNA List option.

• You must select it. When you do, the SLNA List PDF will open on the following page in front of you, where you can check the beneficiary status search process.

Determining the beneficiary status process

• You must first visit the Pradhan Mantri Awas Yojana’s official website.

• Your current screen will now display the main page.
• You must choose the beneficiary search tab on the home page.
• You must now select the link for “search by name.“

• A new page will now appear in your browser.
• Your Aadhaar number must be entered.
• You must now choose the display button.
• Your computer’s screen will display the beneficiary status.

Viewing a state-by-state progress report procedure

• You must first visit the Pradhan Mantri Awas Yojana’s official website.
• Your current screen will now display the main page.
• You must select the progress option on the main page.
• You must then choose PMAY (URBAN) Progress from the menu.
• You must now select National Progress from the menu.
• Following that, a PDF document will open on your screen.
• You may view the National Progress Report in this file.

• Viewing a state-by-state progress report procedure

View state-by-state progress report procedure

• You must first go to the Pradhan Mantri Awas Yojana’s official website.
• Your current screen will now display the main page.
• You must now select the progress option.
• You must then choose PMAY (URBAN) Progress from the menu.
• You must then select State Wise Progress from the menu.
• Report on State-Level Progress

• On the screen of your computer will be the relevant data.

Viewing the City Wise Progress Report procedure

• You must first visit the Pradhan Mantri Awas Yojana’s official website.
• Your current screen will now display the main page.
• You must select the progress option on the main page.
• You must then choose PMAY (URBAN) Progress from the menu.
• You must now select City Wise Progress from the menu.

• Report on City Wide Progress
• A PDF document will then appear on your screen.
• You may examine the city-wise progress report in this file.

The procedure for gathering data on cities and requirements

• You must first go to the Pradhan Mantri Awas Yojana’s official website.
• Your current screen will now display the main page.
• You must now select the progress option.
• You must then choose PMAY (URBAN) Progress from the menu.
• You must now choose the Cities and Prerequisite choice.

• On your screen will now appear a new page.
• You may view related material on this page.

The method of downloading a mobile application

• You must first visit the Pradhan Mantri Awas Yojana’s official website.
• Your current screen will now display the main page.
• You must select the menu option on the main page.
• The next step is to select the PMAY (URBAN) app choice.
• Mobile PMAY App

• A new page will now appear in your browser.
• On this page, you must choose the install option.
• The mobile app will start downloading to your device as soon as you choose to install it.

Viewing the section and release sequence is a procedure.

• You must first go to the Pradhan Mantri Awas Yojana’s official website.
• Your current screen will now display the main page.
• The next step is to select the progress choice.
• You must now select the Section and Release Order option.

• When you select this choice, a fresh page will load in front of you.
• This page will provide the section and release order information.
• You must select the one that best fits your needs.
• The section and release sequence in front of you will then appear in an open PDF file after that.
• You must click if you want to download it.

Process to view geotagged images

• First of all, you have to go to the official website of Pradhan Mantri Awas Yojana.
• Now the home page will open in front of you.
• On the home page, you have to click on the Progress option.
• Now you have to click on the option of GeoTag Images.
• After this, the following options will open in front of you.
• BLC House

• AHP/ISSR Project

• You must select the one that best fits your needs.
• A new page will then appear in front of you, where you must input the requested data (such as the state, district, project, etc.).
• You then need to select the submit option.
• On the screen of your computer will be the pertinent data.

Procedure of reading publications

• You must first visit the Pradhan Mantri Awas Yojana’s official website.
• Your current screen will now display the main page.
• After that, you must select the IEC tab.
• You must now select IEC Material from the menu.
• After then, you must choose the Publications option.

• PM Yojana Awas
• An overview of all the publications will appear as soon as you select this option.
• You must click the link in accordance with your needs.
• The PDF document will then open in front of you.
• You may see the relevant information in this PDF file.

Process to view PMAY(U) 100 Day Challenge Standard Operating Procedure

• First of all you have to go to the official website of Pradhan Mantri Awas Yojana.

• Now the home page will open in front of you.
• On the home page, you have to click on the option of PMAY (URBAN) Awards 2021 – 100 Day Challenge.

• PMAY(U) 100 Day Challenge Standard
• Now you have to click on the option of Standard Operating Procedure.
• As soon as you click on this option, the standard operating procedure will open on your computer screen in PDF format.
• If you want to download it then you have to click on the download option.

Contact Details

• Mobile: +91-9251214214
• Email: info@pmayindia.in